D&B Comprehensive Report: STEIGERS CORPORATION

D&B Comprehensive Report

Copyright 2007 Dun & Bradstreet - Provided under contract for the exclusive use of subscriber 263151305L

ATTN: josh Report Printed: MAR 02 2007

Overview

Business Summary

STEIGERS CORPORATION
1510 W Canal Ct Ste 1000
Littleton, CO 80120

D&B D-U-N-S Number:

86-779-8456

Rating Change

This is a headquarters location.
Branch(es) or division(s) exist.

Web site:	www.steigers.com


Telephone:	303 799-3633


Fax:	303 799-6015

Chief executive:	WILLIAM STEIGERS, CHAIRMAN



Year started:	1993


Employs:	12 (8 here)


Sales E:	$1,500,000


History:	CLEAR


Financing:	SECURED

SIC:	8748


Line of business:	Environmental consultant & project mgmt

Credit Score Class: 2

Moderate risk of severe payment delinquency over next 12 months

Financial Stress Class: 1

Low risk of severe financial stress over the next 12 months

12-Month D&B PAYDEX®: 79

When weighted by dollar amount, payments to suppliers average 2 days beyond terms.

D&B Rating:

1R2

Formerly
1R3

Number of employees:

1R is 10 or more employees.

Composite credit appraisal:

2 is good.

Executive Summary

The Financial Stress Class of 1 for this company shows that firms with this classification had a failure rate of 1.2% (120 per 10,000), which is lower than the average of businesses in D&B's database

The Credit Score class of 2 for this company shows that 4.6% of firms with this classification paid one or more bills severely delinquent, which is lower than the average of businesses in D&B's database.

Predictive Scores	This Business	Comments
Financial Stress Class	1	Failure Rate lower than the average of businesses in D&B's database
Financial Stress Score	1430	Highest Risk: 1,001; Lowest Risk: 1,875
Credit Score Class	2	Probability of Severely Delinquent Payment is lower than the average of businesses in D&B's database.
Credit Score	527	Highest Risk: 101; Lowest Risk: 670

Other Key Indicators
PAYDEX Scores	2 days beyond terms	Pays same as the average for its industry of 2 days beyond terms
Industry Median	2 days beyond terms
Present management control	14 years
UCC Filings	UCC filing(s) are reported for this business
Public Filings	No record of open Suit(s), Lien(s), or Judgment(s) in the D&B database
Financing	Is secured
History	Is clear

Credit Capacity Summary

D&B Rating:		1R2
	Number of employees:	1R indicates 10 or more employees.

	Composite credit appraisal:	2 is good.

The 1R and 2R ratings categories reflect company size based on the total number of employees for the business. They are assigned to business files that do not contain a current financial statement. In 1R and 2R Ratings, the 2, 3, or 4 creditworthiness indicator is based on analysis by D&B of public filings, trade payments, business age and other important factors. 2 is the highest Composite Credit Appraisal a company not supplying D&B with current financial information can receive. For more information, see the D&B Rating Key.


Sales:	$1,500,000
# of Employees Total:	12 (8 here)


Payment Activity: (based on 12 experiences)

Average High Credit:	$2,806
Highest Credit:	$10,000
Total Highest Credit:	$22,450

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Scores

Financial Stress Summary

The Financial Stress Summary Model predicts the likelihood of a firm ceasing business without paying all creditors in full, or reorganization or obtaining relief from creditors under state/federal law over the next 12 months. Scores were calculated using a statistically valid model derived from D&B's extensive data files.

Financial Stress Class: 1
Low risk of severe financial stress, such as a bankruptcy, over the next 12 months.

Incidence of Financial Stress
Among Businesses with this Class:	1.20% (120 per 10,000)
Average of Businesses in D&B's Database:	2.60% (260 per 10,000)

Financial Stress National Percentile: 79

(Highest Risk: 1; Lowest Risk: 100)

Financial Stress Score: 1430

(Highest Risk: 1,001; Lowest Risk: 1,875)

The Financial Stress Score of this business is based on the following factors:

No record of open suit(s), lien(s), or judgment(s) in the D&B files.
Control age or date entered in D&B files indicates higher risk.
2% of trade dollars indicate slow payment(s) are present.

Notes:

The Financial Stress Class indicates that this firm shares some of the same business and financial characteristics of other companies with this classification. It does not mean the firm will necessarily experience financial stress.
The Incidence of Financial Stress shows the percentage of firms in a given Class that discontinued operations with loss to creditors. The Average Incidence of Financial Stress is based on businesses in D&B's database and is provided for comparative purposes.
The Financial Stress National Percentile reflects the relative ranking of a company among all scorable companies in D&B's file.
The Financial Stress Score offers a more precise measure of the level of risk than the Class and Percentile. It is especially helpful to customers using a scorecard approach to determining overall business performance.
All Financial Stress Class, Percentile, Score and Incidence statistics are based on sample data from 2004.

Norms

National %

This Business	79
Region: MOUNTAIN	49
Industry: BUSINESS, LEGAL AND ENGINEERING SERVICES	52
Employee Range: 10-19	63
Years in Business: 11-25	52

This business has a Financial Stress Percentile that shows:

Lower risk than other companies in the same region.
Lower risk than other companies in the same industry.
Lower risk than other companies in the same employee size range.
Lower risk than other companies with a comparable number of years in business.

Credit Score Class Summary

The Credit Score Class predicts the likelihood of a firm paying in a severely delinquent manner (90+ Days Past Terms) over the next twelve months. It was calculated using statistically valid models and the most recent payment information in D&B's files.

Credit Score Class: 2
Moderate risk of severe payment delinquency over next 12 months.

Incidence of Delinquent Payment
Among Companies with this Class:	4.60%
Average Compared to Businesses in D&B's Database:	20.10%

Credit Score Percentile: 85

(Highest Risk: 1; Lowest Risk: 100)

Credit Score: 527

(Highest Risk: 101; Lowest Risk: 670)

The Credit Score of this business is based on the following factors:

No record of open suit(s), lien(s), or judgment(s) in the D&B files.

Notes:

The Credit Score Class indicates that this firm shares some of the same business and payment characteristics of other companies with this classification. It does not mean the firm will necessarily experience delinquency.
The Incidence of Delinquent Payment is the percentage of companies with this classification that were reported 90 days past due or more by creditors. The calculation of this value is based on an inquiry weighted sample.
The Percentile ranks this firm relative to other businesses.For example, a firm in the 80th percentile has a lower risk of paying in a severely delinquent manner than 79% of all scorable companies in D&B's files.
The Credit Score offers a more precise measure of the level of risk than the Class and Percentile. It is especially helpful to customers using a scorecard approach to determining overall business performance.
All Credit Class, Percentile, Score and Incidence statistics are based on sample data from 2004.

Norms

National %

This Business	85
Region: MOUNTAIN	50
Industry: BUSINESS, LEGAL AND ENGINEERING SERVICES	49
Employee Range: 10-19	66
Years in Business: 11-25	64

This business has a Credit Score Percentile that shows:

Lower risk than other companies in the same region.
Lower risk than other companies in the same industry.
Lower risk than other companies in the same employee size range.
Lower risk than other companies with a comparable number of years in business.

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Payments

Payment Trends

Total Payment Experiences in D&B's File:	12
Payments Within Terms: (not dollar weighted)	96%
Total Placed For Collection:	0
Average Highest Credit:	$2,806
Largest High Credit:	$10,000
Highest Now Owing:	$1,000
Highest Past Due:	$500

Current PAYDEX is:	79	equal to 2 days beyond terms
Industry Median is:	79	equal to 2 days beyond terms
Payment Trend currently is:		unchanged, compared to payments three months ago

Indications of slowness can be the result of dispute over merchandise, skipped invoices, etc. Accounts are sometimes placed for collection even though the existence or amount of the debt is disputed.

PAYDEX Scores

Shows the D&B PAYDEX scores as calculated on the most recent 3 months and 12 months of payment experiences.

The D&B PAYDEX is a unique, dollar weighted indicator of payment performance based on up to payment experiences as reported to D&B by trade references. A detailed explanation of how to read and interpret PAYDEX scores can be found at the end of this report.

3-Month D&B PAYDEX: 79
When weighted by dollar amount, payments to suppliers average 2 days beyond terms.

Based on payments collected over last 3 months.

12-Month D&B PAYDEX: 79
When weighted by dollar amount, payments to suppliers average 2 days beyond terms.

Based on payments collected over last 12 months.

PAYDEX Yearly Trend

12 Month PAYDEX Scores Comparison to Industry

	4/06	5/06	6/06	7/06	8/06	9/06	10/06	11/06	12/06	1/07	2/07	3/07
This Business	80	80	80	80	80	80	80	80	79	80	79	79
Industry Quartiles
Upper			80			80			80			80
Median			79			79			79			78
Lower			72			72			71			71

- Current PAYDEX for this Business is 79, or equal to 2 days beyond terms

- The 12-month high is 80, or equal to generally within terms

- The 12-month low is 79, or equal to 2 days beyond terms

PAYDEX Comparison to Industry

Shows PAYDEX scores of this Business compared to the Primary Industry from each of the last four quarters. The Primary Industry is Environmental consultant & project mgmt, based on SIC code 8748.

Quarterly PAYDEX Scores Comparison to Industry

Previous Year

	3/05	6/05	9/05	12/05
This Business	UN	79	79	79
Industry Quartiles
Upper	80	80	80	80
Median	78	78	78	78
Lower	70	70	70	70

Current Year

	3/06	6/06	9/06	12/06
This Business	80	80	80	79
Industry Quartiles
Upper	80	80	80	80
Median	78	79	79	79
Lower	71	72	72	71

- Current PAYDEX for this Business is 79, or equal to 2 days beyond terms

- The present industry median score is 79, or equal to 2 days beyond terms.

- Industry upper quartile represents the performance of the payers in the 75th percentile

- Industry lower quartile represents the performance of the payers in the 25th percentile

Payment Habits

For all payment experiences within a given amount of credit extended, shows the percent that this Business paid within terms. Provides number of experiences used to calculate the percentage, and the total dollar value of the credit extended.

Dollar Range Comparisons:

$ Credit Extended	# Payment Experiences	$ Total Dollar Amount	% of Payments Within Terms
OVER $100,000	0	$0	0
$50,000 - 99,999	0	$0	0
$15,000 - 49,999	0	$0	0
$5,000 - 14,999	2	$20,000	100
$1,000 - 4,999	1	$1,000	50
Under $1,000	5	$1,450	100

Payment experiences reflect how bills are met in relation to the terms granted. In some instances, payment beyond terms can be the result of disputes over merchandise, skipped invoices, etc.

Payment Summary

The Payment Summary section reflects payment information in D&B's file as of the date of this report.

There are 12 payment experiences in D&B's file for the most recent 12 months, with 7 experiences reported during the last three month period.

Below is an overview of the company's dollar-weighted payments, segmented by its suppliers' primary industries:

	Total Rcv'd (#)	Total Dollar Amts ($)	Largest High Credit ($)	Within Terms (%)	Days Slow <31 31-60 61-90 90> (%)

The highest Now Owes on file is $1,000 The highest Past Due on file is $500

Accounts are sometimes placed for collection even though the existence or amount of the debt is disputed. Indications of slowness can be result of dispute over merchandise, skipped invoices, etc.

Payment Details

Detailed payment history

Date Reported (mm/yy)	Paying Record	High Credit ($)	Now Owes ($)	Past Due ($)	Selling Terms	Last Sale Within (months)

Payments Detail Key:

red = 30 or more days beyond terms

Each experience shown is from a separate supplier. Updated trade experiences replace those previously reported.

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Public Filings

Public Filings

The following data includes both open and closed filings found in D&B's database on the subject company.

Record Type	# of Records	Most Recent Filing Date
Bankruptcy Proceedings	0	-
Judgments	0	-
Liens	0	-
Suits	0	-
UCC's	5	05/17/2005

The following Public Filing data is for information purposes only and is not the official record. Certified copies can only be obtained from the official source.

UCC Filings

The public record items contained in this report may have been paid, terminated, vacated or released prior to the date this report was printed.

Government Activity


Activity summary
	Borrower (Dir/Guar):	NO
	Administrative debt:	NO
	Contractor:	NO
	Grantee:	NO
	Party excluded from federal program(s):	NO

Possible candidate for socio-economic program consideration
	Labor surplus area:	YES (2007)
	Small Business:	YES (2007)
	8(A) firm:	N/A

The details provided in the Government Activity section are as reported to Dun & Bradstreet by the federal government and other sources.

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History & Operations

History

The following information was reported 06/06/2006:

Officer(s):

WILLIAM STEIGERS, CHAIRMAN

SHARON I STEIGERS, SEC-TREAS

DAVID PALM, CFO

DIRECTOR(S):

THE OFFICER(S)

Business started 1993. 75% of capital stock is owned by William D Steigers. 25% of capital stock is owned by Sharon I Steigers.

WILLIAM STEIGERS. 1983 - present Steigers Corporation.

SHARON I STEIGERS born 1955. Graduated with a BA degree in 1980. 1993-present active here.

DAVID PALM. Work history unknown.

Business address has changed from 6551 S Revere Pkwy Ste 250, Englewood, CO, 80111 to 1510 W Canal Ct Ste 1000, Littleton, CO, 80120.

Corporate Family

For more details on the Corporate Family, view the interactive global family tree

Branches (US): Select companies below to buy Business Information Report(s).
	Steigers Corporation	Anchorage, AK	DUNS # 36-115-9523

Business Registration

CORPORATE AND BUSINESS REGISTRATIONS REPORTED BY THE SECRETARY OF STATE OR OTHER OFFICIAL SOURCE AS OF FEB 14 2007:

Registered Name:

STEIGERS CORPORATION



Business type:	CORPORATION


Corporation type:	NOT AVAILABLE


Date incorporated:	JUN 24 1993


State of incorporation:	COLORADO


Filing date:	JUN 24 1993


Registration ID:	19931065926


Duration:	PERPETUAL


Status:	GOOD STANDING


Where filed:	DEPT OF STATE/DIVISION OF COMMERCIAL RECORDINGS, DENVER, CO

Registered agent:	WILLIAM D. STEIGERS JR., 1510 W CANAL CT STE 1000, LITTLETON, CO, 801205639

Operations


06/06/2006

Description:	Operates as an environmental consultant and project management (100%).

	Has 40 account(s). Terms are net 30 days. Sells to commercial concerns. Territory : United States.

Employees:	12 which includes officer(s). 8 employed here.

Facilities:	Occupies 4,600 sq. ft. on 1st floor of a two story brick building.

Location:	Central business section on side street.

Branches:	This business has additional branches; detailed branch information is available in D&B's linkage or family tree products.

SIC & NAICS

SIC:
Based on information in our file, D&B has assigned this company an extended 8-digit SIC. D&B's use of 8-digit SICs enables us to be more specific to a company's operations than if we use the standard 4-digit code. The 4-digit SIC numbers link to the description on the Occupational Safety & Health Administration (OSHA) Web site. Links open in a new browser window.
87489905	Environmental consultant

NAICS:
541690	Other Scientific and Technical Consulting Services

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Banking & Finance

Key Business Ratios

D&B has been unable to obtain sufficient financial information from this company to calculate business ratios. Our check of additional outside sources also found no information available on its financial performance.

To help you in this instance, ratios for other firms in the same industry are provided below to support your analysis of this business.

Based on this number of establishments:

Industry Norms based on 31 establishments

	This Business	Industry Median	Industry Quartile
Profitability
Return on Sales	UN	3.7	UN
Return on Net Worth	UN	2.4	UN
Short-Term Solvency
Current Ratio	UN	1.6	UN
Quick Ratio	UN	1.1	UN
Efficiency
Assets Sales	UN	118.1	UN
Sales / Net Working Capital	UN	4.8	UN
Utilization
Total Liabs / Net Worth	UN	54.3	UN

UN = Unavailable

Finance

06/06/2006

On MAY 31 2006 David Palm, Cfo, submitted the above figures.

Sources contacted verified information on May 31, 2006.

Customer Service

If you have questions about this report, please call our Customer Resource Center at 1.800.234.3867 from anywhere within the U.S. If you are outside the U.S. contact your local D&B office.

*** Additional Decision Support Available ***

Additional D&B products, monitoring services and specialized investigations are available to help you evaluate this company or its industry. Call Dun & Bradstreet's Customer Resource Center at 1.800.234.3867 from anywhere within the U.S. or visit our website at www.dnb.com.